What makes us different from others? We give holistic solutions
with strategy, design & technology.
JITS Transact is a functionally rich, flexible and agile core processing engine that enables your institution to offer personalized, customer-relevant products, while allowing for lower operational costs and increased ROE.
JITS Transact provides best-in-class corporate banking capabilities. The solution is an integrated core banking system with deployable components which cover all areas of corporate banking including corporate lending, trade finance, payments and cash and liquidity management.
JITS Financial Risk Management provides financial institutions the ability to comply with complex regulatory requirements and ability to run sophisticated risk analytics. JITS’ Risk solution delivers results that ensure greater efficiency, optimized cost of compliance and enable better risk-informed decisions.
Designed to meet the complete needs of a modern international treasury operation. JITS Transact Treasury helps banks of all sizes reduce risk and improve profitability whilst safeguarding regulatory compliance. Covering front, middle and back office on a single platform.
Neptune exploits new technologies to facilitate ease of use and ubiquity of access of everyday products and services for the end customer and enabling banks to meet their customers ever increasing expectations and demands.
Customers have become more discerning and less loyal; they shop around for better deals from multiple providers. Neptune enables banks to introduce new products using capabilities drawn from all sectors and hence continue to produce services and offers which are relevant, attractive and innovative, hence increasing customer loyalty and making it easier to acquire new customers.
Regulation is no longer just about reporting and compliance. It is causing banking operating models to fundamentally change. Neptune enables our clients to enjoy the certainty that regulatory compliance and key market standard changes will be applied to their JITS solutions on time.
New entrants entering banking in the past few years share certain characteristics – they are all consumer-oriented technology-driven companies that are leveraging disruptive technologies to develop compelling propositions for their customers. Neptune provides and leverages these technologies to enable incumbent banks to transform to more agile digital banking providers while also offering compelling solutions for challenger and neo banks
The solution has regular monthly releases of new functionality which ensure that banks can access new capabilities as soon as they are available. This expanding functionality is delivered as component level upgrades, and can be installed online with no system downtime, ensuring that customer services and operations are unaffected.
Prolonged recessionary conditions have continued for many years over the last decade putting pressure on margins. ROEs have still not recovered since the pre- 2008 crisis levels of > 20%. Cost models of new entrants are an order of magnitude different from the incumbent banks – cost income ratios of 30% vs 50s for most European banks. Neptune’s modern digital banking architecture provides ample opportunity for end-to-end automation and provision of compelling customer products & services at a more efficient cost point.