Overview - O9 TM Core Microfinance Solution

Our Microfinance Software Solution is a robust and scalable platform that helps to automate all business processes of your organisation on a single technology backbone, thereby helping you to plan your business growth at lower investments, enhance customer reach multi-fold in a secure manner and keep track of the profitability as well as compliance & reporting.

JITS TM Core Micro Finance solution is an end-to-end software solution for microfinance institutions built using the latest technology framework. It includes an Android-based mobility solution tailor-made to suit Micro Finance operations on-the-field. It is derived from JITS‘s Core Banking platform (O9TM CBS) – a highly successful banking platform.

The Core Micro Finance solution is designed for ease of operations for operating environment and conditions in which Micro-Finance companies operate. The complete solution is modular and layered in design – architecturally as well as functionally. This helps us customize the solution easily and faster for the benefit of our clients. The workflows and business rules engine provides a great opportunity for operational streamlining and automation in existing processes.

JITS TM Core Microfinance Solution helps faster loan processing with increased Business Penetration.

Integration with Insurance Company Solution is carried out to update the customers in the life insurance policy under which the customer's life is to be covered before disbursement of loan and also to extend the coverage/renew the cases for cases which are for more than one-year duration. The concepts of Straight Through Processing (STP), Unique Customer Identification File (CIF) and Service Oriented Architecture (SOA) are deeply ingrained in the solution which help achieve desired flexibility and scalability to support operational growth.

The Microfinance Solution has been integrated with Credit Bureau Rating Solution for quick processing to get their rating helping to take right decision to consider that target customer based on the number of companies from where the existing loans are taken by the target customer etc.



  • Reduced Process Time
  • Real Time Accounting to improve Cash Management
  • Risks Mitigation due to instant Insurance operationalization
  • Unified Solution saves efforts required for the Reconciliation
  • Improved Operational efficiency due to integrated Solution


Happy Clients

Challenges faced by Microfinance Institutions


How JITS MFI Solution Can Help?