Loan Origination Solution helps streamline the lending operations and strengthen your customer relationships.

The solution is adaptable, agile and offers an enterprise class origination platform that is responsive to changing business needs in loans. It assists banks to meet service levels without conceding on cost and become more agile to be competitive, thus delivering significant return-on-investment. Financial institutions can deliver instant, automated decisions to applicants from any origination channel due to powerful decisioning, dynamic features, extensive third-party integrations and highly customizable applications.

Thus JITS equips you with all the tools required to ensure customer satisfaction – new competitive loan products, reduced processing time and faster disbursal while at the same time optimizing the banks profit margins with improved efficiency, better credit analysis and reduced defects on loans.

JITS TM Core Microfinance Solution helps faster loan processing with increased Business Penetration.

Integration with Insurance Company Solution is carried out to update the customers in the life insurance policy under which the customer's life is to be covered before disbursement of loan and also to extend the coverage/renew the cases for cases which are for more than one-year duration. The concepts of Straight Through Processing (STP), Unique Customer Identification File (CIF) and Service Oriented Architecture (SOA) are deeply ingrained in the solution which help achieve desired flexibility and scalability to support operational growth.

The Microfinance Solution has been integrated with Credit Bureau Rating Solution for quick processing to get their rating helping to take right decision to consider that target customer based on the number of companies from where the existing loans are taken by the target customer etc.

Key Feature

Built-in Configurable WorkflowsFeature
Built-in Configurable Business Rule Engine (BRE)Feature
Soft approval through STP Process engineFeature
FeatureBuilt-in Credit Scoring
Feature360-degree view of borrower/Loan application
FeatureRole Specific dashboard


Happy Clients



  • Faster processing of the loan origination cycle right from lead management to closing
  • Better customer service due to faster response time, multichannel communication systems
  • Real time monitoring of loan process
  • Greater transparency within the organization
  • Improved flexibility to introduce new loan products compliant with regulator guidelines
  • Greatly reduced defaults ensuring optimum returns

Loan Origination Activities


Process of Loan Origination Solution?

As one of the chosen solution for automation of the Loan Origination process, JITS Loan origination solution helps whether you are a Bank, NBFC, credit union, Microfinance company or a financial institution. The LOS helps in automating loan origination cycle starting from Lead generation to Customer On Boarding. Below is the loan origination process flow